Projected scenario
Investment return
Compare your investment's beginning and ending values.
FINORA · Investment return
Total return: 150.00%
Starting value: $10,000.00
Gain / loss: $15,000.00
Starting value: $10,000.00
Investment period: 5 years
Ending value: $25,000.00
Compares starting and ending values only. Intermediate cash flows, dividends, taxes and fees are excluded; the chart is not an actual investment path.
01Your assumptions
Display currency only; no exchange-rate conversion.
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Total return
Starting and ending values
Compares starting and ending values only. Intermediate cash flows, dividends, taxes and fees are excluded; the chart is not an actual investment path.
Compare your scenarios
Add a scenario, change the inputs, then add another to compare up to three plans.
Understand your numbers
Compare your investment's beginning and ending values. Compares starting and ending values only. Intermediate cash flows, dividends, taxes and fees are excluded; the chart is not an actual investment path.
Calculation method
ROI = (V₁ − V₀) / V₀ × 100
Investment return
Total return compares the ending value with the initial value: (ending − initial) / initial × 100. It answers how much the investment gained or lost across the whole period. The initial value must be greater than zero. An ending value of zero represents a complete loss and gives a return of −100%.
CAGR converts the same change into a constant annual compound growth rate: ((ending / initial)^(1 / years) − 1) × 100. For example, growth from 100 to 121 over two years gives 21% total return and 10% CAGR. CAGR is a mathematical equivalent, not evidence that each year earned the same return.
Both calculations assume there are no intermediate deposits or withdrawals. If you add money during the period, comparing endpoint values alone mixes contributions with investment performance. A cash-flow-aware method such as a money-weighted return is needed for that question. The line between endpoint values here is only an illustration; yearly or monthly historical returns cannot be reconstructed from two numbers. Taxes and fees are not deducted automatically.
Common questions
Does changing currency convert the amount?
Display currency only; no exchange-rate conversion.
Are my inputs stored?
Woooju Tools provides browser-based calculation estimates. Inputs are not sent to a calculation server or saved by this app. Language preference may be stored on this device. Your host may process technical access logs. No advertising or analytics scripts are active. This tool is educational and does not provide personalized financial advice.