Projected scenario
Annualized return (CAGR)
Find the annual growth rate between two values.
FINORA · Annualized return (CAGR)
Annualized return: 20.11%
Starting value: $10,000.00
Gain / loss: $15,000.00
Starting value: $10,000.00
Investment period: 5 years
Ending value: $25,000.00
Compares starting and ending values only. Intermediate cash flows, dividends, taxes and fees are excluded; the chart is not an actual investment path.
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Annualized return
Starting and ending values
Compares starting and ending values only. Intermediate cash flows, dividends, taxes and fees are excluded; the chart is not an actual investment path.
Compare your scenarios
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Understand your numbers
Find the annual growth rate between two values. Compares starting and ending values only. Intermediate cash flows, dividends, taxes and fees are excluded; the chart is not an actual investment path.
Calculation method
CAGR = ((V₁ / V₀)^(1/t) − 1) × 100
Annualized return (CAGR)
Total return compares the ending value with the initial value: (ending − initial) / initial × 100. It answers how much the investment gained or lost across the whole period. The initial value must be greater than zero. An ending value of zero represents a complete loss and gives a return of −100%.
CAGR converts the same change into a constant annual compound growth rate: ((ending / initial)^(1 / years) − 1) × 100. For example, growth from 100 to 121 over two years gives 21% total return and 10% CAGR. CAGR is a mathematical equivalent, not evidence that each year earned the same return.
Both calculations assume there are no intermediate deposits or withdrawals. If you add money during the period, comparing endpoint values alone mixes contributions with investment performance. A cash-flow-aware method such as a money-weighted return is needed for that question. The line between endpoint values here is only an illustration; yearly or monthly historical returns cannot be reconstructed from two numbers. Taxes and fees are not deducted automatically.
Common questions
Does changing currency convert the amount?
Display currency only; no exchange-rate conversion.
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